Valuing what is not built yet
Pre-completion assignments are appraised subject to completion from the builder's plans, specifications, and contract. The skill is in the analysis: separating base price from lot premiums and upgrade packages, accounting for seller incentives that quietly inflate contract prices, and testing the builder's own closed sales against resale competition. Our files include builder sales analysis across the active subdivisions in our counties, so the adjustments reflect what these homes actually resell for.
When construction finishes, we complete the final inspection and certification the lender needs to close.
Who we work with
Buyers who want an independent check on a builder contract before they sign or close; lenders financing construction and end loans; and owners of recently completed customs who need a value for financing or sale. On custom builds in Dawson, Pickens, and Hall counties — where comparable selection is genuinely hard — the local file depth matters most.
Why Simmons Appraisals
- Georgia Certified Residential · CR#338575
- 5,000+ appraisals across North Georgia
- Most reports delivered in 2–4 business days
- USPAP-compliant, court-defensible reports
- Chris performs every inspection personally
- Trusted by attorneys, lenders, and homeowners
Common questions
Can you appraise before the home is finished?
Yes — subject-to-completion appraisals from plans and specs are standard, followed by a completion inspection when the home is done.
Do builder upgrades add dollar-for-dollar value?
Rarely. Some upgrades return well at resale, others return a fraction of their contract price. The appraisal measures market reaction, not the builder's price sheet.
Do you cover custom homes on acreage?
Yes — custom and spec builds outside subdivisions are a specialty, including rural sites where comparables take real work to find.
Building or buying new? Verify the value first.
Call or email for a free quote — we confirm fee and timing the same business day.